Ambercroft Business Capital, a small-business funding broker in Lafayette, Indiana, works with Frankfort, IN owners in Clinton County by phone and online. ZIP 46041 had In 2023, 461 employers, with retail's 74 the largest group (Census ZBP). Lending partners alone decide and set rates and terms.
| County | Clinton County, IN |
|---|---|
| Distance | Roughly 21 miles ESE of N 6th St |
| ZIP 46041 employers | 461 in 2023 (Census ZBP) |
| Largest ZIP sector | Retail trade, 74 |
| Self-employed residents | 5.4%, +/- 1.7 (ACS 2020-2024) |
Clinton County, Indiana and ZIP 46041
Frankfort is in Clinton County, Indiana, and Tippecanoe County figures do not describe it. Frankfort fills only about 3.2 percent of ZIP 46041's land (U.S. Census Bureau 2020 ZIP code relationship files); the business counts here are for the whole ZIP.
ZIP 46041 by the numbers
ZIP 46041 had 461 employer establishments in 2023, with 9,668 employees and about $461.7 million in annual payroll; 53.4 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments |
|---|---|
| Retail trade | 74 |
| Other services | 58 |
| Health care and social assistance | 56 |
| Construction | 46 |
| Accommodation and food services | 43 |
| Manufacturing | 27 |
| Finance and insurance | 27 |
All four sectors that lending partners work with appear near the top: retail, health care, construction and food service. That breadth makes Frankfort requests varied. A clinic expanding its equipment, a contractor adding a machine and a store restocking each call for a different structure, and medical and dental practice financing shows how partners look at practices.
Transportation and wholesale in ZIP 46041
ZIP 46041 also had 33 transportation and warehousing employers and 22 wholesalers in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023). Wholesalers that carry stock fit the same inventory and line-of-credit conversations as retailers. Trucking is different: Ambercroft Business Capital does not take trucking requests, so fleet and tractor-trailer financing is outside what we can help with, even though the sector is visible in the local count.
Self-employment in Frankfort, IN
An estimated 5.4 percent of employed Frankfort residents were self-employed, plus or minus 1.7 points, most of them in unincorporated businesses (about 4.0 percent) rather than incorporated ones (1.4 percent) (U.S. Census Bureau, American Community Survey 2020-2024). Owners running a business in their own name may find partners ask more about personal credit.
Local records in Frankfort, IN
Questions about town or county rules belong with those offices and counsel.
Requests from Frankfort, IN to N 6th St
The office is about twenty-one miles west-northwest at 103 N 6th St, Lafayette, IN, and requests begin with a call to (765) 224-5060 or the online form. Our Lafayette, IN page carries Tippecanoe County figures and local contacts, and every area we serve is listed on the hub.
Frankfort, IN sectors our partners fund
Ambercroft Business Capital works with Frankfort, IN businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Your most recent business tax return
- Current financial statements: profit and loss plus a balance sheet
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- Details of any loans, leases or advances the business already carries
Partners differ in what they request; this list covers the usual ground.
What happens after you reach out
- It starts with a call to (765) 224-5060 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Ambercroft Business Capital is based at 103 N 6th St, Lafayette, IN 47901.
By Ambercroft Business Capital · Updated

